<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
		xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd"
	xmlns:media="http://search.yahoo.com/mrss/"
>

<channel>
	<title>LongTermDisabilityandERISAblog.com &#187; Mistake 1 &#8211;  Giving a Statement Without Representation</title>
	<atom:link href="http://www.longtermdisabilityanderisablog.com/category/preparing-for-your-statement/mistake-1-giving-a-statement-at-you-are-home/feed" rel="self" type="application/rss+xml" />
	<link>http://www.longtermdisabilityanderisablog.com</link>
	<description>Long Term Disability and ERISA Blog</description>
	<lastBuildDate>Tue, 20 Dec 2011 20:52:42 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3</generator>
	<copyright>2006-2007 </copyright>
	<managingEditor>cavey@tampabay.rr.com (LongTermDisabilityandERISAblog.com)</managingEditor>
	<webMaster>cavey@tampabay.rr.com (LongTermDisabilityandERISAblog.com)</webMaster>
	<image>
		<url>http://longtermdisabilityanderisablog.com/wp-content/plugins/podpress/images/powered_by_podpress.jpg</url>
		<title>LongTermDisabilityandERISAblog.com</title>
		<link>http://www.longtermdisabilityanderisablog.com</link>
		<width>144</width>
		<height>144</height>
	</image>
	<itunes:subtitle></itunes:subtitle>
	<itunes:summary>Just another WordPress weblog</itunes:summary>
	<itunes:keywords></itunes:keywords>
	<itunes:category text="Society &#38; Culture" />
	<itunes:author>LongTermDisabilityandERISAblog.com</itunes:author>
	<itunes:owner>
		<itunes:name>LongTermDisabilityandERISAblog.com</itunes:name>
		<itunes:email>cavey@tampabay.rr.com</itunes:email>
	</itunes:owner>
	<itunes:block>no</itunes:block>
	<itunes:explicit>no</itunes:explicit>
	<itunes:image href="http://longtermdisabilityanderisablog.com/wp-content/plugins/podpress/images/powered_by_podpress_large.jpg" />
		<item>
		<title>Long Term Disability Mistake 1</title>
		<link>http://www.longtermdisabilityanderisablog.com/long-term-disability-mistake-1</link>
		<comments>http://www.longtermdisabilityanderisablog.com/long-term-disability-mistake-1#comments</comments>
		<pubDate>Thu, 02 Jul 2009 18:51:35 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Frequently Asked Questions about Short and Long Term Di]]></category>
		<category><![CDATA[Long Term Disability]]></category>
		<category><![CDATA[Mistake 1 -  Giving a Statement Without Representation]]></category>
		<category><![CDATA[1]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[claim]]></category>
		<category><![CDATA[mistake]]></category>
		<category><![CDATA[Nancy Cavey]]></category>

		<guid isPermaLink="false">http://longtermdisabilityanderisablog.com/?p=507</guid>
		<description><![CDATA[If you have any questions be sure to give us a call at 727-894-3188 or check out our website www.caveylaw.com. Related posts: Long Term Disability Mistake 11 Long Term Disability Mistake Long Term Disability Mistake 12
Related posts:<ol>
<li><a href='http://www.longtermdisabilityanderisablog.com/long-term-disability-mistake-11' rel='bookmark' title='Long Term Disability Mistake 11'>Long Term Disability Mistake 11</a></li>
<li><a href='http://www.longtermdisabilityanderisablog.com/long-term-disability-mistake' rel='bookmark' title='Long Term Disability Mistake'>Long Term Disability Mistake</a></li>
<li><a href='http://www.longtermdisabilityanderisablog.com/long-term-disability-mistake-12' rel='bookmark' title='Long Term Disability Mistake 12'>Long Term Disability Mistake 12</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.longtermdisabilityanderisablog.com/long-term-disability-mistake-1" ><em>Click here to view the embedded video.</em></a></p>
<p>If you have any questions be sure to give us a call at 727-894-3188 or check out our website www.caveylaw.com.</p>
<p class="a2a_link">
<a name="a2a_dd" onmouseover="a2a_show_dropdown(this)" onmouseout="a2a_onMouseOut_delay()" href="http://www.addtoany.com/bookmark?sitename=LongTermDisabilityandERISAblog.com&amp;siteurl=http%3A%2F%2Fwww.longtermdisabilityanderisablog.com%2F&amp;linkname=Long%20Term%20Disability%20Mistake%201&amp;linkurl=http%3A%2F%2Fwww.longtermdisabilityanderisablog.com%2Flong-term-disability-mistake-1">
	<img src="http://www.longtermdisabilityanderisablog.com/wp-content/plugins/add-to-any/bookmark.gif" width="91" height="16" border="0" alt="Bookmark"/>
</a>
<script type="text/javascript">a2a_linkname="Long Term Disability Mistake 1";a2a_linkurl="http://www.longtermdisabilityanderisablog.com/long-term-disability-mistake-1";</script>
<script type="text/javascript" src="http://www.addtoany.com/js.dropdown.js?type=page"></script>

</p><p>Related posts:<ol>
<li><a href='http://www.longtermdisabilityanderisablog.com/long-term-disability-mistake-11' rel='bookmark' title='Long Term Disability Mistake 11'>Long Term Disability Mistake 11</a></li>
<li><a href='http://www.longtermdisabilityanderisablog.com/long-term-disability-mistake' rel='bookmark' title='Long Term Disability Mistake'>Long Term Disability Mistake</a></li>
<li><a href='http://www.longtermdisabilityanderisablog.com/long-term-disability-mistake-12' rel='bookmark' title='Long Term Disability Mistake 12'>Long Term Disability Mistake 12</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.longtermdisabilityanderisablog.com/long-term-disability-mistake-1/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Long Term Disability Unfair Language 4</title>
		<link>http://www.longtermdisabilityanderisablog.com/long-term-disability-unfair-language-4</link>
		<comments>http://www.longtermdisabilityanderisablog.com/long-term-disability-unfair-language-4#comments</comments>
		<pubDate>Thu, 02 Jul 2009 18:07:33 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Mistake 1 -  Giving a Statement Without Representation]]></category>
		<category><![CDATA[4]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[claim]]></category>
		<category><![CDATA[Long Term Disability]]></category>
		<category><![CDATA[Nancy Cavey]]></category>
		<category><![CDATA[Unfair Language]]></category>

		<guid isPermaLink="false">http://longtermdisabilityanderisablog.com/?p=467</guid>
		<description><![CDATA[If you have any questions or concerns contact us at www.caveylaw.com or give us a call at 727-894-3188. Related posts: Long Term Disability Unfair Language 5 Long Term Disability Unfair Language 2 Long Term Disability Unfair Language 1
Related posts:<ol>
<li><a href='http://www.longtermdisabilityanderisablog.com/long-term-disability-unfair-language-5' rel='bookmark' title='Long Term Disability Unfair Language 5'>Long Term Disability Unfair Language 5</a></li>
<li><a href='http://www.longtermdisabilityanderisablog.com/long-term-disability-unfair-language-2' rel='bookmark' title='Long Term Disability Unfair Language 2'>Long Term Disability Unfair Language 2</a></li>
<li><a href='http://www.longtermdisabilityanderisablog.com/long-term-disability-unfair-language-1' rel='bookmark' title='Long Term Disability Unfair Language 1'>Long Term Disability Unfair Language 1</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.longtermdisabilityanderisablog.com/long-term-disability-unfair-language-4" ><em>Click here to view the embedded video.</em></a></p>
<p>If you have any questions or concerns contact us at www.caveylaw.com or give us a call at 727-894-3188.</p>
<p class="a2a_link">
<a name="a2a_dd" onmouseover="a2a_show_dropdown(this)" onmouseout="a2a_onMouseOut_delay()" href="http://www.addtoany.com/bookmark?sitename=LongTermDisabilityandERISAblog.com&amp;siteurl=http%3A%2F%2Fwww.longtermdisabilityanderisablog.com%2F&amp;linkname=Long%20Term%20Disability%20Unfair%20Language%204&amp;linkurl=http%3A%2F%2Fwww.longtermdisabilityanderisablog.com%2Flong-term-disability-unfair-language-4">
	<img src="http://www.longtermdisabilityanderisablog.com/wp-content/plugins/add-to-any/bookmark.gif" width="91" height="16" border="0" alt="Bookmark"/>
</a>
<script type="text/javascript">a2a_linkname="Long Term Disability Unfair Language 4";a2a_linkurl="http://www.longtermdisabilityanderisablog.com/long-term-disability-unfair-language-4";</script>
<script type="text/javascript" src="http://www.addtoany.com/js.dropdown.js?type=page"></script>

</p><p>Related posts:<ol>
<li><a href='http://www.longtermdisabilityanderisablog.com/long-term-disability-unfair-language-5' rel='bookmark' title='Long Term Disability Unfair Language 5'>Long Term Disability Unfair Language 5</a></li>
<li><a href='http://www.longtermdisabilityanderisablog.com/long-term-disability-unfair-language-2' rel='bookmark' title='Long Term Disability Unfair Language 2'>Long Term Disability Unfair Language 2</a></li>
<li><a href='http://www.longtermdisabilityanderisablog.com/long-term-disability-unfair-language-1' rel='bookmark' title='Long Term Disability Unfair Language 1'>Long Term Disability Unfair Language 1</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.longtermdisabilityanderisablog.com/long-term-disability-unfair-language-4/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mistake 1 &#8211; Giving a Statement Without Representation &#124; Spring Hill Long Term Disability Lawyer</title>
		<link>http://www.longtermdisabilityanderisablog.com/mistake-1-giving-a-statement-without-representation</link>
		<comments>http://www.longtermdisabilityanderisablog.com/mistake-1-giving-a-statement-without-representation#comments</comments>
		<pubDate>Tue, 03 Jun 2008 01:56:51 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Mistake 1 -  Giving a Statement Without Representation]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[case]]></category>
		<category><![CDATA[Cavey & Barrett]]></category>
		<category><![CDATA[Cavey and Barrett]]></category>
		<category><![CDATA[claim]]></category>
		<category><![CDATA[ERISA]]></category>
		<category><![CDATA[expereinced lawyer]]></category>
		<category><![CDATA[experienced attorney]]></category>
		<category><![CDATA[experienced long-term disability/ERISA attorney Nancy C]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[giving a statement]]></category>
		<category><![CDATA[giving a statement in a long-term disability case witho]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[lawyer]]></category>
		<category><![CDATA[Long Term Disability]]></category>
		<category><![CDATA[mistake 1 -- giving a statement without representation]]></category>
		<category><![CDATA[Nancy Cavey]]></category>
		<category><![CDATA[Sharon Barrett]]></category>
		<category><![CDATA[statement]]></category>
		<category><![CDATA[without representation]]></category>
		<category><![CDATA[www.caveylaw.com]]></category>

		<guid isPermaLink="false">http://longtermdisabilityanderisablog.com/mistake-1-giving-a-statement-without-representation</guid>
		<description><![CDATA[The long-term disability/ERISA carrier has asked for you to give a statement. What are you going to do? First, as previously recommended, you really do need to retain an experienced long-term disability/ERISA attorney like Nancy Cavey. They want to take your statement for the sole purpose of catching you in a trap that they are [...]
Related posts:<ol>
<li><a href='http://www.longtermdisabilityanderisablog.com/unums-2008-third-quarter-profits-come-at-unum-ltd-policy-holders-expense' rel='bookmark' title='UNUM&#8217;s 2008 Third Quarter Profits Come at UNUM LTD Policy Holder&#8217;s Expense | Spring Hill Long term Disability ERISA Lawyer'>UNUM&#8217;s 2008 Third Quarter Profits Come at UNUM LTD Policy Holder&#8217;s Expense | Spring Hill Long term Disability ERISA Lawyer</a></li>
<li><a href='http://www.longtermdisabilityanderisablog.com/preparing-for-your-statement-and-field-visit' rel='bookmark' title='How to Avoid Making Mistakes In Your LTD/ERISA Statement Or Field Visit | New Port Richey Long Term Disability Lawyer'>How to Avoid Making Mistakes In Your LTD/ERISA Statement Or Field Visit | New Port Richey Long Term Disability Lawyer</a></li>
<li><a href='http://www.longtermdisabilityanderisablog.com/conclusion-preparing-for-your-statement-and-field-visit' rel='bookmark' title='Conclusion &#8211; Preparing for Your Statement and Field Visit | Pasco County Long Term Disability Attorney'>Conclusion &#8211; Preparing for Your Statement and Field Visit | Pasco County Long Term Disability Attorney</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p>The long-term disability/ERISA carrier has asked for you to give a statement. What are you going to do?</p>
<p>First, as previously recommended, you really do need to retain an experienced long-term disability/ERISA attorney like <a href="http://www.caveylaw.com/"  target="_blank">Nancy Cavey</a>.</p>
<p>They want to take your statement for the sole purpose of catching you in a trap that they are building for the purpose of terminating your benefits or forcing you to sell your case cheaply.</p>
<p>Most likely, they already have surveillance film on you. They want to try to catch you by having you say that you can engage in activity that is different than what they have filmed you doing.</p>
<p>After the adjuster takes your statement, they will spring the surveillance film on you.</p>
<p>Mistake 1 is giving your statement without being represented. You need to be prepared for this statement. That will involve reviewing all of your medical records so that you know what the doctors have recorded about your complaints, and what doctors have said about your physical abilities.  It will also involve a review of the Activities of Daily Living forms that you&#8217;ve completed.</p>
<p>We have a video that we have our clients watch about statement preparation, so that you understand the process, what you&#8217;re going to be asked, and how to properly and actually answer the questions you&#8217;ll be asked.</p>
<p><a href="http://www.caveylaw.com/"  target="_blank">Nancy Cavey</a> also requires that any statement be done in a neutral place and that it be videotaped. I&#8217;ve seen too many summaries by insurance company investigators that were self serving and completely inaccurate.  It&#8217;s hard to challenge the accuracy of a summary if you don&#8217;t have a contemporaneous videotape of what occurred.</p>
<p>Don&#8217;t make mistake 1- Giving a Statement without Representation!</p>
<p><strong>If you have any questions, please give us a call at 727.894.3188 or contact us online by clicking <a href="http://caveylaw.com/contact.cfm"  target="_blank">here</a>.</strong></p>
<p class="a2a_link">
<a name="a2a_dd" onmouseover="a2a_show_dropdown(this)" onmouseout="a2a_onMouseOut_delay()" href="http://www.addtoany.com/bookmark?sitename=LongTermDisabilityandERISAblog.com&amp;siteurl=http%3A%2F%2Fwww.longtermdisabilityanderisablog.com%2F&amp;linkname=Mistake%201%20%E2%80%93%20Giving%20a%20Statement%20Without%20Representation%20%7C%20Spring%20Hill%20Long%20Term%20Disability%20Lawyer&amp;linkurl=http%3A%2F%2Fwww.longtermdisabilityanderisablog.com%2Fmistake-1-giving-a-statement-without-representation">
	<img src="http://www.longtermdisabilityanderisablog.com/wp-content/plugins/add-to-any/bookmark.gif" width="91" height="16" border="0" alt="Bookmark"/>
</a>
<script type="text/javascript">a2a_linkname="Mistake 1 – Giving a Statement Without Representation | Spring Hill Long Term Disability Lawyer";a2a_linkurl="http://www.longtermdisabilityanderisablog.com/mistake-1-giving-a-statement-without-representation";</script>
<script type="text/javascript" src="http://www.addtoany.com/js.dropdown.js?type=page"></script>

</p><p>Related posts:<ol>
<li><a href='http://www.longtermdisabilityanderisablog.com/unums-2008-third-quarter-profits-come-at-unum-ltd-policy-holders-expense' rel='bookmark' title='UNUM&#8217;s 2008 Third Quarter Profits Come at UNUM LTD Policy Holder&#8217;s Expense | Spring Hill Long term Disability ERISA Lawyer'>UNUM&#8217;s 2008 Third Quarter Profits Come at UNUM LTD Policy Holder&#8217;s Expense | Spring Hill Long term Disability ERISA Lawyer</a></li>
<li><a href='http://www.longtermdisabilityanderisablog.com/preparing-for-your-statement-and-field-visit' rel='bookmark' title='How to Avoid Making Mistakes In Your LTD/ERISA Statement Or Field Visit | New Port Richey Long Term Disability Lawyer'>How to Avoid Making Mistakes In Your LTD/ERISA Statement Or Field Visit | New Port Richey Long Term Disability Lawyer</a></li>
<li><a href='http://www.longtermdisabilityanderisablog.com/conclusion-preparing-for-your-statement-and-field-visit' rel='bookmark' title='Conclusion &#8211; Preparing for Your Statement and Field Visit | Pasco County Long Term Disability Attorney'>Conclusion &#8211; Preparing for Your Statement and Field Visit | Pasco County Long Term Disability Attorney</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.longtermdisabilityanderisablog.com/mistake-1-giving-a-statement-without-representation/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

