Mistake 9 – Restrictions and Limitations – Squatting and Kneeling | Clearwater Long Term Disability Attorney

Nancy Cavey — Fri, 25 Jul 2008 00:16:53 +0000

When you’re asked to give any statement by your ERISA/long-term disability carrier, you can be sure they’ll ask you questions about your ability to squat and kneel.

These questions will include:

1. Are you able to squat to sit in a chair, on the toilet, or to the floor?

2. If you squat, what symptoms do you experience?

3. Do you need assistance from someone or have to hold on to something to get back up from a squatted position?

4. Do you have to crawl to lift yourself up?

5. Can you kneel?

6. If you kneel, what symptoms do you experience?

7. What is your pain level?

8. Do you need assistance to get back up from a kneeling position?

These questions are designed to see if your symptoms are consistent with your diagnosis and your reported limitations consistent with your degree of your disability.

Of course, if you are out washing your car and kneeling to clean the hubcaps or squatting or kneeling to pull weeds or plant flowers, long-term disability carrier will interpret those activities as being the equivalent of work activity. Don’t jeopardize your long term disability/ERISA benefits.

Be truthful about the extent of your physical activity both to your physician and a long-term disability carrier.

For help preparing for the long-term disability field visit or completing disability forms, contact Nancy L. Cavey at caveylaw.com

LongTermDisabilityandERISAblog.com » Mistake 9 – Restrictions and Limitations – Squatting an

Mistake 9 – Restrictions and Limitations – Squatting and Kneeling | Clearwater Long Term Disability Attorney